Home Ownership Decline

In the last year, home ownership has declined. Estimates vary as well as reasons. Higher mortgage rates remove some from owning a home, or requiring a less expensive one to cover higher rates.

Poorer Than Before

Recent reports reveal that American families are poorer than they were last year. Inflation has caused roughly a $8,000 reduction for one year for most families. Results?

Budget Buster - Greed

In our book Wise Women Managing Money, we talk about budget busters. Most of them are matters of the heart. One is greed.

Life Changing Perspective

"Fact is, our book did not change her life." Then what did change her life?

Unpredictable Income

Rarely do we think of James 4 as a chapter on finances. Valerie and I frequently refer to Scripture on stewardship, accumulating debt, and not having reserves.

Money Worries 2

With about two thirds reporting financial stress, we’re addressing biblical solutions.

Money Worries 1

A recent study reported that 65% of respondents said money is a significant source of stress. Reasons included possible job loss, lack of personal finance education, and concern about cost of living increases.

Frenemy

A smart phone is a frenemy. It started out something I like but then was expensive. It’s costs mess with my budget, not to mention that it interrupts your schedule incessantly. Let’s talk about phone costs.

Poverties Cost

Debt is a greedy beast. True for rich and poor alike. What are the hazards of debt?

Market Vulnerability

No one predicts accurately the markets fluctuations. One certainty is . . .

Co-signing A Loan

Here’s important financial advice, never co-sign a loan. Why not?

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